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|  | | | Ross Gerami | |
Meet Ross Gerami... Ross has been a Realtor since 1987 in Boca Raton, Florida, and now has joined the Gerami Team at Real Time Realty LLC for the past 2 years. Ross lives in the downtown district of Geneva, IL, and participates in many activities in the community. Ross has a very Friendly, Positive, High energy, and Action-Oriented Personality as you will see the very first time you meet him. Ross has been very successful working with Buyers and Relocations. Once you contact Ross to be your Realtor he will be Relentless in pursuing your Real Estate needs. Please Sign Up For The
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First Time Buyers >Insuring Your Home
Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.
Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.
Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.
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| Q |
Where is the world's longest spiral staircase?
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| A |
The White County Coal Mine in Carmi, Illinois has a spiral staircase that measures 1,103 feet and has 1,520 steps. |
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