Naperville, Plainfield and Oswego real estate and homes for sale in Illinois, relocation,residential- Scott Gerami, REALTOR® Scott Gerami REALTOR(r) for Naperville, Plainfield and Oswego, Illinois real estate, relocation,residential - NUMBER1EXPERT™ Scott Gerami NUMBER1EXPERT(tm) for Naperville, Plainfield and Oswego, Illinois real estate, relocation,residential
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Scott Gerami, REALTORŪ, real estate agent and broker for Naperville, Plainfield and Oswego Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)


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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 800-297-9772.


Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Windsor to Naperville
Thanks again for all your help in relocating us from Windsor to Naperville.
Michel and Renee Perron
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First Time Homebuyers: Naperville, Plainfield and Oswego Illinois home buying, real estate listings, and homes for sale in DuPage                         County, IL
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Let me be your Professional Guide. Take Advantage of the once in a lifetime $8,000 First Time Home Buyers Credit. Expires April 30th 2010. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Naperville real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...
 

Fill in form to register for 10% Bonus-*.
*-New clients and must write contract by April 30, 2010 and Close by June 30th 2010.

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Real Estate Tips
Tax Considerations >Capital Gains Exemptions

Home sellers are always interested in their tax deduction options. If you recently sold a home without meeting the basic ownership and use criteria for waiving capital gains tax, you might still be able to claim reduced exemptions if you meet certain other criteria.

Homeowners who had to sell because of a change in place of employment can qualify for reduced tax. You must prove that the job change occurred while you owned and used the home as your primary residence, and that your new job is located at least 50 miles farther from your residence than your previous place of employment.

A reduced exclusion from capital gains tax may also be granted for health reasons. If your motivation for selling your house was to obtain diagnosis, treatment or cure for a disease or injury to you or a family member, you can apply for an exclusion. Unforeseen circumstances such as death, unemployment, divorce or natural disasters may also reduce your capital gains tax. Consult a tax professional for advice about your unique circumstance.

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Real Estate Trivia
Q 
Where is the world's longest spiral staircase?

A 
The White County Coal Mine in Carmi, Illinois has a spiral staircase that measures 1,103 feet and has 1,520 steps.
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Scott Gerami, REALTORŪ, real estate agent and broker for Naperville, Plainfield and Oswego Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Scott Gerami - Broker/Owner -ABR, GRI, e-Pro, CSC
Real Time Realty, LLC.

424 Fort Hill Drive, Suite 134
Naperville, IL. 60540
Toll Free:: 800-297-9772
Direct:: 630-357-4800
Fax:: 630-206-0386
Email: Scott@NaperHomes.com

Since 1986, I have served the housing needs of individuals and families in the Western Suburbs. As a resident of the Naperville area, one of the fastest growing areas in the United states, I have become aware of the many housing opportunities available for the first time buyer to the empty nester. I am involved in many community organizations throughout the Western Suburbs. and have become a familiar face to many of the builders and financial lending institutions in the area.

ABR ePro Equal Housing GRI MLS RELO



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